Resource
Refer to the official IFSCA platform for detailed regulations. We simplify it for your ease.
GIFT City Fintech Licensing Support
Securing your GIFT City FinTech licensing is the key to unlocking global opportunities from India’s premier IFSC.
Our team provides expert, end-to-end support to help you navigate the IFSCA’s regulatory framework, whether you are applying for the regulatory sandbox or a full operational license.
We ensure your application is robust, compliant, and positioned for approval.
We empower innovators to launch cutting-edge digital finance in GIFT City. From cross-border payment solutions to blockchain-based platforms, our guidance helps you structure your venture to thrive in a globally competitive environment.
With our support for your GIFT City FinTech licensing, you can confidently build and scale your financial technology business.
What is IFSCA?
The International Financial Services Centers Authority (IFSCA) is the unified regulator for all financial services offered within GIFT City’s IFSC zone. It streamlines regulations across banking, capital markets, insurance, and FinTech to offer a globally competitive and innovation-friendly ecosystem—all under one authority.
Why Invest via IFSC (GIFT City)?
- Regulatory Sandbox Access: Test your product under controlled conditions with support from IFSCA
- 100% Foreign Ownership Allowed: Attract international capital and partners easily
- Tax Benefits: Enjoy a 10-year tax holiday and no capital gains on listed securities
- Global Reach: Serve international clients while operating from India’s only IFSC zone
FinTech Business You Can Do in IFSC
Unlock high-growth opportunities by launching your FinTech venture in India’s only International Financial Services Centre. From early-stage innovation to full-scale operations—GIFT City offers it all.
Regulatory Sandbox
Test your innovative FinTech product in a live environment with relaxed regulatory oversight. Ideal for startups, pilots, and experimental models.
Full FinTech License
Scale your operations with a full IFSCA license once your model is validated. Serve global customers in payments, lending, wealth-tech, or digital banking.
Cross-Border Products
Build and launch FinTech solutions that support foreign remittances, multi-currency wallets, blockchain services, & global investment platforms.
How to Set Up a FinTech Unit in IFSC?
Launching a FinTech business in GIFT City’s IFSC offers innovation-friendly pathways tailored to startups and global tech firms. With IFSCA’s support, you can start under a regulatory sandbox or apply directly for a full license.
Here’s a step-by-step overview:
- – Indian or Foreign incorporated FinTech companies
- – Startups offering innovative financial products or services
- – Existing financial institutions launching tech-led verticals
- – Firms aligned with one or more sectors:
- – Payments
- – Lending
- – WealthTech
- – RegTech
- – InsurTech
– Company Incorporation Certificate
– Business Plan (3 years forecast)
– Tech Architecture Diagram (for product or platform)
– Regulatory Compliance Declaration
– Director/Promoter KYC & Background
– Use-case proposal (if applying for Regulatory Sandbox)
Want to know how long your setup will take?
Try the Licensing Timeline ToolUse our real-time Licensing Timeline calculator — we analyze your needs and provide a personalized estimate.
Try the Licensing Timeline Tool.
Go Live with Your FinTech in IFSC Today
Regulatory Sandbox seats are limited—secure yours now.
Free GIFT City Savings & Investment Tool
Estimate your potential savings and benefits in GIFT City with GiftCityAdvisor’s exclusive Free Investment Calculator.
Tax Savings Estimator
Visualize potential savings and plan your GIFT City entry smartly.
Licensing Timeline
Get a realistic licensing completion schedule at your fingertips.
Regulatory Fit Checker
Ensure your model meets GIFT City norms before you start.
Regulatory Highlights
Operating under the International Financial Services Centres Authority (IFSCA), banking units in GIFT City benefit from a progressive regulatory framework aligned with global best practices. From capital flexibility to digital onboarding and simplified compliance, IFSC offers an ecosystem built for innovation and international scale.
Capital Requirement
Minimum capital norms vary based on your FinTech model. Ideal for startups and early-stage ventures.
Regulatory Sandbox Access
Launch, test, and validate innovative FinTech solutions with real users in a controlled regulatory environment.
API & Digital Onboarding
GIFT City encourages full digital delivery — including seamless KYC, API integrations, and secure cloud infra.
Services We Offer as Your
GiftCityAdvisor
At GiftCityAdvisor, we simplify the complexity of setting up in GIFT City by offering personalised, end-to-end support for IFSCA registration, compliance, and expansion. Whether you’re a global fund, bank, startup, or NRI investor, our solutions are tailored to your journey.
| Service | Description |
|---|---|
| Eligibility Assessment | Does your FinTech qualify for IFSCA sandbox or full license? |
| Licensing Support | End-to-end assistance for registration, document drafting, and compliance. |
| Compliance Advisory | Guidance for regulatory sandbox participation or full-fledged license process. |
| Post-Setup Guidance | Help with scaling, sandbox exit, or upgrades after initial launch. |
| Office Space Allocation | Support for SEZ developer PLOA & Lease deed finalization. |
| Legal & FEMA Compliance | BLUT execution, GST, IEC, and RCMC registrations, and fiscal benefit setup. |
| SEZ/IFSCA Approvals | Handling of Form FA, LOA application, NDML portal setup, and documentation. |
| Ongoing Support | Coordination for annual compliance, filings, and IFSCA fee submissions. |
Frequently Asked Questions
What is FinTech licensing in GIFT City?
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It’s a regulatory framework under IFSCA that enables FinTech firms to operate innovative financial products and services in India’s IFSC.
Who can apply for a FinTech license in GIFT City?
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Indian or foreign incorporated companies, startups, and existing financial institutions can apply.
What are the benefits of a GIFT City FinTech license?
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Benefits include tax concessions, sandbox opportunities, simplified cross-border operations, and access to India’s financial ecosystem.
Do you assist startups with licensing?
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Yes, we offer end-to-end support from application preparation to approval and operational setup.
How long does the licensing process take?
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It usually takes 4–6 weeks depending on the complexity of the business model and regulatory queries.
Talk to Our Advisors
Let’s make your GIFT City journey smooth and rewarding. Fill out a quick form, and our expert will call you back within 24 hours.