Resource
Refer to the official IFSCA platform for detailed regulations. We simplify it for your ease.
Invest Seamlessly in GIFT City’s IFSC:
Global FinTech Starts Here
Launch smarter, scale faster—FinTech made easy in GIFT City
What is IFSCA?
The International Financial Services Centers Authority (IFSCA) is the unified regulator for all financial services offered within GIFT City’s IFSC zone. It streamlines regulations across banking, capital markets, insurance, and FinTech to offer a globally competitive and innovation-friendly ecosystem—all under one authority.
Why Invest via IFSC (GIFT City)?
- Regulatory Sandbox Access: Test your product under controlled conditions with support from IFSCA
- 100% Foreign Ownership Allowed: Attract international capital and partners easily
- Tax Benefits: Enjoy a 10-year tax holiday and no capital gains on listed securities
- Global Reach: Serve international clients while operating from India’s only IFSC zone
FinTech Business You Can Do in IFSC
Unlock high-growth opportunities by launching your FinTech venture in India’s only International Financial Services Centre. From early-stage innovation to full-scale operations—GIFT City offers it all.
Regulatory Sandbox
Test your innovative FinTech product in a live environment with relaxed regulatory oversight. Ideal for startups, pilots, and experimental models.
Full FinTech License
Scale your operations with a full IFSCA license once your model is validated. Serve global customers in payments, lending, wealth-tech, or digital banking.
Cross-Border Financial Products
Build and launch FinTech solutions that support foreign remittances, multi-currency wallets, blockchain services, & global investment platforms.
How to Set Up a FinTech Unit in IFSC?
Launching a FinTech business in GIFT City’s IFSC offers innovation-friendly pathways tailored to startups and global tech firms. With IFSCA’s support, you can start under a regulatory sandbox or apply directly for a full license.
Here’s a step-by-step overview:
- – Indian or Foreign incorporated FinTech companies
- – Startups offering innovative financial products or services
- – Existing financial institutions launching tech-led verticals
- – Firms aligned with one or more sectors:
- – Payments
- – Lending
- – WealthTech
- – RegTech
- – InsurTech
– Company Incorporation Certificate
– Business Plan (3 years forecast)
– Tech Architecture Diagram (for product or platform)
– Regulatory Compliance Declaration
– Director/Promoter KYC & Background
– Use-case proposal (if applying for Regulatory Sandbox)
Want to know how long your setup will take?
Try the Licensing Timeline ToolUse our real-time Licensing Timeline calculator — we analyze your needs and provide a personalized estimate.
Try the Licensing Timeline Tool.
Fast, compliant, and hassle-free IFSC launch. Let’s begin!
Reach out via the “Contact Us” button or connect with us on WhatsApp now!
Curious About Your Benefits? Explore These Free Tools
Explore why GIFT City’s IFSCA is the ideal environment for FinTech innovation — with modern infrastructure, relaxed capital norms, and a forward-thinking regulatory approach.
Tax Savings Estimator
Discover how much tax you can save by setting up in GIFT City.
Licensing Timeline
Get a clear, step-by-step timeline to complete your GIFT City business registration smoothly.
Regulatory Fit Checker
Quickly check if your business model aligns with GIFT City’s regulatory framework and benefits.
Regulatory Highlights
Operating under the International Financial Services Centres Authority (IFSCA), banking units in GIFT City benefit from a progressive regulatory framework aligned with global best practices. From capital flexibility to digital onboarding and simplified compliance, IFSC offers an ecosystem built for innovation and international scale.
Capital Requirement
Minimum capital norms vary based on your FinTech model. Ideal for startups and early-stage ventures.
Regulatory Sandbox Access
Launch, test, and validate innovative FinTech solutions with real users in a controlled regulatory environment.
API & Digital Onboarding
GIFT City encourages full digital delivery — including seamless KYC, API integrations, and secure cloud infra.
Services We Offer as Your
GiftCityAdvisor
At GiftCityAdvisor, we simplify the complexity of setting up in GIFT City by offering personalised, end-to-end support for IFSCA registration, compliance, and expansion. Whether you’re a global fund, bank, startup, or NRI investor, our solutions are tailored to your journey.
| Service | Description |
|---|---|
| Eligibility Assessment | Does your FinTech qualify for IFSCA sandbox or full license? |
| Licensing Support | End-to-end assistance for registration, document drafting, and compliance. |
| Compliance Advisory | Guidance for regulatory sandbox participation or full-fledged license process. |
| Post-Setup Guidance | Help with scaling, sandbox exit, or upgrades after initial launch. |
| Office Space Allocation | Support for SEZ developer PLOA & Lease deed finalization. |
| Legal & FEMA Compliance | BLUT execution, GST, IEC, and RCMC registrations, and fiscal benefit setup. |
| SEZ/IFSCA Approvals | Handling of Form FA, LOA application, NDML portal setup, and documentation. |
| Ongoing Support | Coordination for annual compliance, filings, and IFSCA fee submissions. |
Talk to Our Advisors
Let’s make your GIFT City journey smooth and rewarding. Fill out a quick form, and our expert will call you back within 24 hours.